How to open or claim a Trump Account

Many children already have an account that Treasury created automatically. If yours does, you claim it. If not, you open one with Form 4547. Both are free.

By the Sproutcalc team · Figures last checked · How we calculate

  1. 1
    Check if an account already existsOpen the official Trump Accounts app or go to TrumpAccounts.gov. If Treasury created one for your child, claim it there: you'll verify your identity and your relationship to the child.
  2. 2
    If there's no account, file Form 4547Submit it in your IRS Online Account (sign-in with ID.me), with your tax return, or through the Trump Accounts site. You'll need your child's Social Security number, date of birth and address.
  3. 3
    Ask for the $1,000 if your child qualifiesTick line 7 on Form 4547 for each child born 2025 to 2028 who is a US citizen.
  4. 4
    Wait for the activation emailIt comes only from no-reply@TrumpAccounts.Treasury.gov. Ignore anything else, including calls and texts.
  5. 5
    Activate in the official appFollow the email, link a bank account and set up contributions. Add more children with "Add child" under the same login.

What you'll need

  • Your child's Social Security number and date of birth
  • Your home address
  • An IRS Online Account with ID.me, if you file online
  • Bank details, if you want to contribute

Who can open it

For the account only, the first person on this list who applies: legal guardian, parent, adult sibling, grandparent. To also ask for the $1,000, it must be the person who expects to claim the child as a qualifying child that year.

Deadline

Any time before 1 January of the year your child turns 18. For an election made in 2026, the child must be born after 31 December 2008.

Questions people ask

I filed Form 4547 earlier this year. Do I need to apply again?

No. Watch for the activation email from no-reply@TrumpAccounts.Treasury.gov and finish activation in the app.

Is there a phone number I can call?

Treasury offers support through secure in-app messages or callback requests. Don't use phone numbers from search results or ads.

Sources