The $6,000 senior deduction: who gets it
From 2025 to 2028, people age 65 and over can deduct an extra $6,000 each, on top of the existing higher standard deduction for seniors.
By the Sproutcalc team · Figures last checked · How we calculate
$6,000Per person age 65 or older
$12,000Married couple, both eligible
$75,000Income where it starts to shrink ($150,000 joint)
6%Of income over that threshold comes off
Who qualifies
- Age 65 or older by the last day of the tax year. For 2025 returns, born before 2 January 1961.
- A valid Social Security number for each person claiming it.
- Married couples must file jointly.
It works whether you itemize or take the standard deduction.
Worked example
You're single, 67, with $82,000 of modified AGI. That's $7,000 over $75,000, and 6% of $7,000 is $420. Your deduction is $6,000 minus $420 = $5,580.
How to claim it
On Schedule 1-A, Part V. It carries to line 13b of Form 1040 or 1040-SR.
Questions people ask
Is this the same as the extra standard deduction for being 65?
No. It's a separate deduction you get on top of it.
Does it apply to Social Security benefits?
It's a deduction from income generally, not a rule about Social Security. Whether your benefits are taxed depends on your total income.